Have you been injured in a car accident with an uninsured or underinsured driver? It is like adding insult onto injury.
These kinds of claims are complicated. If you have been injured in a car accident with an uninsured or underinsured motorist, you may be entitled to coverage from your insurance company. Even if you have uninsured/underinsured motorist coverage, your insurance company may fight paying the claim.
Contact our Lafayette uninsured motorist lawyer today to help you through this and make sure you are fairly compensated.
Uninsured and Underinsured Coverage in Louisiana
Louisiana state law requires that insurance companies offer underinsured and uninsured motorist coverage. The driver has the coverage unless they have rejected it in writing. Unless there is a record that you refused the coverage, your insurance company has to pay for the cost of your injuries and property damage up to the limit of your uninsured or underinsured motorist coverage.
Uninsured Motorist Coverage takes care of your medical costs and property damage if the person driving the other car has no insurance policy.
Underinsured Motorist Coverage kicks in when the other driver’s insurance policy limit does not cover all of your personal injury, medical costs or loss of property.
Whether it is from the uninsured or underinsured driver or from your insurance company — Mr. Villemarette has the knowledge, skill and determination to help you receive full compensation for your damages.
Experienced Lafayette Auto Insurance Claim Law Firm
At the law office of Chris Villemarette, Trial Lawyer, we pride ourselves on our ability to determine the causes of the accident and who is financially responsible for the damage to people and property caused by the accident. We prepare every case as if it is going to trial. We will not back down in seeking full and fair compensation from your auto insurance company. In the event that your insurance company offers a fair settlement in attempt to avoid trial, we have experience working direct with auto insurance companies.